No monthly fee when you direct deposit $500 or more in the previous monthly period. Ingo Money is a service provided by First Century Bank, N.A. The ultimate in value and convenience: No monthly fees. Ingo Money will provide all customer service for mobile check cashing using the Ingo Money App. Balance must be brought to at least $0 within 24 hours of authorization of the first transaction that overdraws your account to avoid the fee. APY may change before or after you open an account. $3 for out-of-network withdrawals, plus any additional fees the ATM owner or bank may charge. Green Dot Cards are issued by Green Dot Bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Visa is a registered trademark of VisaInternational Service Association. When on a mobile device, tap on * to view disclosures. Visithttps://www.fdic.gov/regulations/resources/rates/to learn more. Savings account rates are based on the $2,500 product tier of insured depository institutions for which data is available. Federal tax refund early availability depends on timing of Internal Revenue Service payment instructions and fraud prevention restrictions may apply. Green Dot does not endorse or sponsor this offer. Enter for a chance to win by making a qualifying deposit of $100 or more to your Green Dot account from 3/26/19 7/23/19. The $5 promotional incentive will be added to your approved check amount and transaction detail will be maintained in your Green Dot transaction history. APY may change before or after you open an account. See your Cardholder Account Agreement for details. The $5.95 will be deducted from your balance when you place your order. Overdraft fees may cause your account to be overdrawn by an amount that is greater than your overdraft coverage. 4.50% Annual Percentage Yield (APY) as of January 2023. National rates are calculated based on a simple average of rates paid (uses annualpercentage yield) by all insured depository institutions and branches for which data are available. Have questions? Easily manage any Green Dot Bank account at any time. Savings account rates are based on the $2,500 product tier of insured depository institutions for which data is available. See Deposit Account Agreement (PDF) for terms and conditions. Subject to other banks restrictions and fees. APY may change before or after you open an account. Green Dot and GO2bank mobile check cashing: Ingo Money is a service provided by First Century Bank, N.A. 360 talking about this. Follow the prompts to take pictures of your check. 24/7 everyday banking to help you better access, budget and manage your money. Interest paid on money in the High-Yield Savings Account every12 months based on the average daily balance of the prior 365days, up to a maximum average daily balance of $10,000 if theaccount is in good standing. Cardholder Agreement | Site Terms of Use, Privacy & Security | Contact Us Coverage limit is subject to aggregation of all of Cardholder's funds held on deposit at Green Dot Bank. Don't have a GoBank account? Early direct deposit availability depends onpayor type, timing, payment instructions, and bank fraud prevention measures. GO2bank also operates under the following registered trade names: Green Dot Bank, GoBank and Bonneville Bank. Overdrafts are paid at our discretion. Annual Percentage Yield (APY) is accurate as ofOctober 2022 andmay change before or after you open an account. See, Interest is paid annually on the average daily balance of savings of the prior 365 days, up to a maximum average daily balance of $10,000 and if the account is in good standing. Savings account rates are based on the $2,500 product tier of insured depository institutions for which data is available. See Deposit Account Agreement (PDF) for terms and conditions. All of these registered trade names are used by, and refer to, a single FDIC-insured bank, Green Dot Bank. Mobile number verification, email address verification and mobile app are required to access all features. Visit https://www.fdic.gov/regulations/resources/rates/ to learn more. Savings account rates are based on the $2,500product tier of insured depository institutions for which data is available. Fees on yourprimary deposit account may reduce earnings on your savingsaccount. Mobile check cashing & deposit, online bill pay and track your spending 24/7. Funds are protected from unauthorized charges on successfully activated cards. Make a Payment to Your Account Request Your Credit Limit Increase LET'S TALK ABOUT BUILDING CREDIT A good credit score can help you when you need to borrow money to pay down bills or buy a car. These registered trade names are used by, and refer to, a single FDIC-insured bank, Green Dot Bank. Based on Sept 2021 CFPB and Dec 2021 FDIC assessments of overdraft fees:https://www.fdic.gov/resources/consumers/consumer-news/2021-12.html, https://files.consumerfinance.gov/f/documents/cfpb_overdraft-chart_2022-02.pdf. Limits apply. One full year of consecutive direct deposits of $500 or more is equal to $107.40 in savings! GoBank also has helpful tips about fraud. After the first monthly fee, the $7.95 monthly fee is waived whenever you direct deposit $500 or more in theprevious monthly period. Green Dot Bank . Open your account now! Visithttps://www.ingomoney.com/partners/greendot-terms-conditions/for complete details. APY may change before or after you open an account. SeeDeposit Account Agreement (PDF)for terms and conditions. Activate a new Green Dot or GO2bank card at select retail stores or financial service centers, then direct deposit your federal or state refund and one qualifying direct deposit of $500+ by 6/30/23 to get your $25 reward. The average national savings account interest rate of 0.30% is determined by the FDIC as of 1/12/23. Green Dot Cards are issued by Green Dot Bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. GO2bank card issued by GO2bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Visa is a registered trademark of Visa International Service Association. Fees may apply. Active, personalized card required. Early direct deposit availability depends onpayor type, timing, payment instructions, and bank fraud prevention measures. Apple, the Apple logo, and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. Online access, mobile number verification (via text message) and identity verification (including SSN) are required to open and use your account. Personal information, internet access, working email address, and mobile phone are required to use MoneyPak. Savings account rates are based on the $2,500 product tier of insured depository institutions for which data is available. Ingo Money reserves the right to recover losses resulting from illegal or fraudulent use of the Ingo Money Service. Annual Percentage Rate is 22.99% and is accurate as of 12/1/2022. Overdrafts are paid at our discretion. Deposits under any of these trade names are deposits with Green Dot Bank and are aggregated for deposit insurance coverage up to the allowable limits. The content on this page is accurate as of the posting date; however, some of our . Account must be in good standing and chip-enabled debit card activated to opt in. Terms and conditions apply. Overdraft fees may cause your account to be overdrawn by an amount that is greater than your overdraft coverage. 2.00% Annual Percentage Yield (APY) is accurate as of March 2023. 2.00% Annual Percentage Yield (APY) as of October 2022. Once there, your funds are insured up to $250,000 by the FDIC in the event Green Dot Bank fails, if specific deposit insurance requirements are met and your Card is activated. Additional customer verification may be required. APY may change before or after you open an account. 4 free withdrawals per calendar month, $3.00 per withdrawal thereafter. Ingo Money reserves the right to recover losses resulting from illegal or fraudulent use of the Ingo Money Service. Overdrafts are paid at our discretion. Green Dot Bank also operates under the following registered trade names: GO2bank, GoBank and Bonneville Bank. Early direct deposit availability depends onpayor type, timing, payment instructions, and bank fraud prevention measures. National rates are calculated based on a simple average of rates paid (uses annual percentage yield) by all insured depository institutions and branches for which data are available. Additional customer verification may be required. Visithttps://www.fdic.gov/regulations/resources/rates/to learn more. Balance must be brought to at least $0 within 24 hours of authorization of the first transaction that overdraws your account to avoid a fee. These registered trade names are used by, and refer to, a single FDIC-insured bank, Green Dot Bank. It is presented for general informational purposes only and does not constitute tax, legal or business advice. APY may change before or after you open an account. These registered trade names are used by, and refer to, a single FDIC-insured bank, Green Dot Bank. The name and Social Security number on file with the Internal Revenue Service must match your Green Dot account exactly or we will decline your deposit. Active GO2bank account required to receive eGift Cards, eGift Card merchants subject to change, as well as the percentage of cash back from each merchant. As such, early direct deposit availability may vary from pay period to pay period. Forgot Your Password? Easily manage any Green Dot Bank account at any time. A $15 fee may apply to each eligible purchase transaction that brings your account negative. Savings account rates arebased on the $2,500 product tier of insured depositoryinstitutions for which data is available. 2010new Date().getFullYear()>2010&&document.write("-"+new Date().getFullYear()); Santa Barbara Tax Products Group, all rights reserved. Visithttps://www.ingomoney.com/partners/greendot-terms-conditions/for complete details. If you have already filed your 2020 tax refund and have set up direct deposit to your GoBank account. Overdrafts are paid at our discretion. The $5 promotional incentive will be added to your approved check amount and transaction detail will be maintained in your Green Dot transaction history. The average national savings account interest rate of 0.21% is determined by the FDIC as of 10/17/22. Activate your Card for FDIC insurance eligibility and other protections. Samsung is a registered trademark of Samsung Electronics Co., Ltd. 2023 Green Dot Corporation. Interest is paid annually on the average daily balance savings of the prior 365 days, up to a maximum average daily balance of $10,000 and if the account is in good standing. The average national savings accountinterest rate of 0.21% is determined by the FDIC as of 10/17/22. Interest paid on money in the High-Yield Savings Account every12 months based on the average daily balance of the prior 365days, up to a maximum average daily balance of $10,000 if theaccount is in good standing. 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